The credit card also includes real-time balance updates after purchases showing exactly how much credit they have remaining, Jaidev Janardana, CEO of Zopa, said, “The credit card market … Find answers to our most frequently asked questions. Approval for any credit card will depend on your status. Representative example: When you spend £1,200 at a purchase rate of 14.71% (variable) p.a., your representative rate is 14.7% APR (variable). Zopa Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542). You are about to post a question on finder.com: At Finder, we value and respect our editorial independence. Monday to Thursday (9am to 5:30pm), and Friday (9am to 5pm).. Many customers praised Zopa’s customer service and simple application process, though some investors on the Zopa platform reported poor returns. unsure you should get independent advice before you apply for any Zopa has launched its first credit card, marking the firm’s latest step away from its origins in the controversial "peer-to-peer" investing sector, and into everyday banking. What if my automatic payment falls on a weekend or bank holiday. finder.com is a financial comparison and information service, not a bank or product provider, We cannot provide you with personal advice or recommendations, Data indicated here is updated Keep an eye on your credit … Whatever rate you get offered, it’ll be pegged to the Bank of England base rate – so if interest rates generally start to rise, the rate on the Zopa card will too. Zopa is a member of Cifas – the UK’s leading anti-fraud association, and we are registered with the Office of the Information Commissioner (ZA275984, Z8797078). There was a simple check list of things to go through to get everything set-up. Please note we're closed on Monday 25th May 2020 for the Bank Holiday.. Email: contactus@zopa.com Telephone: 020 7580 … They could be copying your card’s details with a skimming device. "Thanks to its clever use of technology – including an initial 'soft' credit check that does not impact on someone’s credit rating – Zopa is able to offer pre-approval for up to 65 per cent of applicants, in as … Representative example: When you spend £1,200 at a purchase rate of 24.93% (variable) p.a., your representative rate is 24.9% APR (variable). That means that the better your credit score, the lower the rate you’re likely to be offered. We update our data regularly, but information can change between updates. finder.com is an independent comparison platform and information service Representative example: When you spend £1,200 at a purchase rate of 9.9% (variable) p.a., your representative rate is 9.9% APR (variable). authorised and regulated by the Financial Conduct Authority (firm Zopa Limited is authorised and regulated by the Financial Conduct Authority, and entered on the Financial Services Register (718925). finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Zopa has been granted a full UK bank licence New bank will start by offering a fixed term saving account followed by an innovative credit card later in the year These new products will launch in addition to Zopa’s existing personal loan and auto loan products Bank will sit alongside Zopa’s peer to peer lending business formed in 2005 Please contact pr@zopa… Do not use their credit card! ... Zopa Bank Limited is authorised by the Prudential … Zopa Limited (05197592) and Zopa … We may receive compensation from our partners for placement of their products or services. Unless we've said otherwise, products are in no particular order. Paying only the minimum required amount each month is generally not advisable as it tends to be a very expensive way to borrow money which can lead to persistent debt. In a challenge to the big banks, the peer-to-peer lender plans … Level 2, 20 St Thomas St, In 2020, we started a new chapter in our journey, officially launching Zopa … utility bills, credit cards have two active lines of credit, such as a phone contract and an overdraft on a current account … We may also receive compensation if you click on certain links posted on our site. reference number: 786446). While we are independent, we may receive compensation from offer credit facilities from a panel of lenders. If Zopa is able to offer you this deal, the offer will specify a personalised credit limit based on Zopa's assessment of your situation. Zopa’s all about slick digital experiences and looking after everybody through a broad range of rates that are tailored to the individual. It's always wise to check the terms of any deal before you borrow. Learn how we maintain accuracy on our site. Zopa says more features are on the way, so watch this space. Thomas St, London, SE1 9RG. Zopa has launched its first ever credit card, challenging industry standards with a product specifically designed to help customers stay in control of their money and their debt. 'Zopa' is a trademark of Zopa Bank Limited. Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable). The minimum limit offered on this card is £200 and Zopa does not specify a maximum. often incur steep fees and/or higher rates of interest. our site. Energy Switching. Table: sorted by representative APR, promoted deals first. This is subject to our terms of use. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. One of the main benefits of this card is the exchange rates. Representative example: When you spend £1,200 at a purchase rate of 19.944% (variable) p.a. Representative example: When you spend £1,200 at a purchase rate of 34.95% (variable) p.a., your representative rate is 34.9% APR (variable). Zopa app. Currently Santander tops the chart with its All in One Credit Card … We That’s higher than most credit cards, so Zopa may be primarily targeting the “sub-prime” market – that’s applicants with limited or damaged credit histories. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Zopa announced a soft launch of the card earlier this year. Then click ‘Activate your card’ from your ‘To-do list’ and follow the simple steps. I spoke to Santander who advised me it needs to be sorted on Zopa… may also receive compensation if you click on certain links posted on with a fee of £3 per month, your representative rate is 21.7% APR (variable). Finder.com Comparison UK Limited (company number: 10482489) is ISA. Investments. Representative example: When you spend £1,200 at a purchase rate of 27.9% (variable) p.a., your representative rate is 27.9% APR (variable). Representative example: When you spend £1,200 at a purchase rate of 15.9% (variable) p.a. For your Zopa credit card, you can do this easily on your app.If you see something you don’t recognise, get in touch with your provider immediately to make them aware and potentially stop any further transactions going through. We show offers we can track - that's not every product on the market...yet. product or commit to any plan. If you're interested in getting a Zopa credit card, you apply online at the Zopa site. daily, Metro Bank Personal Credit Card Mastercard, Nationwide Member Credit Card Balance Transfer Offer, Nationwide Member Credit Card All Rounder Offer, Virgin Money 28 Month Balance Transfer Credit Card Mastercard, Virgin Money 24 Month Balance Transfer Credit Card Mastercard, Virgin Money 20 Month All Round Credit Card Mastercard, Virgin Money Virgin Atlantic Reward Credit Card, Post Office Money® Travel Credit Card Mastercard, Virgin Money 16 Month Balance Transfer Credit Card Mastercard, Virgin Money 12 Month All Round Credit Card Mastercard, Tesco Bank Clubcard Plus Credit Card Mastercard, Virgin Money Virgin Atlantic Reward Plus Credit Card, Royal Bank of Scotland Reward Black Credit Card Mastercard, NatWest Reward Black Credit Card Mastercard, A great app and fee-free currency conversion, That steep representative APR means most applicants are likely to be offered a relatively high interest rate, Avoid currency conversion charges when spending abroad, Minimum annual income requirement of £12,000. 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